Frequently Asked Questions
Your Guide to Buying, Selling, and Living on Long Beach Island
Whether you're buying a vacation home, selling a property, or just exploring what it’s like to own real estate on Long Beach Island, this FAQ page is here to help. Below are answers to the most common questions I hear from LBI buyers and sellers, all backed by local expertise and real market experience.
How much do homes on Long Beach Island cost?
Home prices vary based on town, proximity to the beach or bay, and condition. As of 2025, most single family homes range from $1 million to over $5 million, with bayfront and oceanside homes commanding a premium.
What towns make up Long Beach Island?
LBI is made up of several towns and neighborhoods including Barnegat Light, Long Beach Township, Surf City, Ship Bottom, and Beach Haven. Long Beach Township then has 14 subsections spread out on both the north and south end. Each town has its own vibe, amenities, and zoning rules.
How does flood insurance work on Long Beach Island?
LBI is almost entirely in a flood zone as it is a barrier island. You’ll need flood insurance in the majority of locations . Rates depend on elevation, construction type, flood vents, and FEMA base flood elevation. I can help you understand what to expect and how to save where possible.
Can I rent out my home on LBI when I’m not using it?
Absolutely. Weekly summer rentals are popular on LBI. Homes in good condition with beach or bay proximity can generate strong seasonal income. I can advise you on rental rates, demand, and local ordinances.
What are the closing costs for LBI sellers?
Closing costs for sellers typically include real estate commission, NJ transfer tax, attorney fees, and certificate of occupancy costs. If the home sells for over $2 million, the updated mansion tax may also apply.
How long does it take to sell a home on LBI?
Average time on market varies by season and price point. Well priced homes with proper marketing often sell quickly, especially in spring and early summer. I’ll help you time your listing to maximize exposure and results.
Are you a full time LBI realtor?
Yes. I specialize in Long Beach Island real estate and live the lifestyle year round. I bring local knowledge, marketing expertise, and a hands on approach to every client relationship.
Can you help me buy and sell at the same time?
Yes. Whether you're upgrading, downsizing, or trading locations on the island, I’ll help you time both sides of the deal so everything lines up as smoothly as possible.
How do I get started?
Just reach out. Whether you’re thinking about selling, planning to buy, or want a free home valuation, I’d love to help.
Contact us
Long Beach Island is a unique place to live, work, and play, and finding the perfect home here takes a knowledgeable guide who understands the local market. Whether you're looking for a vacation home, an investment property, or a year-round residence, I have the local insight and expertise to help you navigate LBI's niche real estate market. I'm here to answer your questions, share my in-depth knowledge of the area, and help you make the best decisions. Reach out today, and let’s start finding your ideal property on LBI!