
LBI real estate FAQs
Your Guide to Buying, Selling, and Living on Long Beach Island
Whether you're buying a vacation home, selling a property, or just exploring what it’s like to own real estate on Long Beach Island, this FAQ page is here to help. Below are answers to the most common questions I hear from LBI buyers and sellers, all backed by local expertise and real market experience.
How much do homes on Long Beach Island cost?
Home prices vary based on town, proximity to the beach or bay, and condition. As of 2025, most single family homes range from $1 million to over $5 million, with bayfront and oceanside homes commanding a premium.
Factors affecting LBI home prices include ocean proximity, bay access, home condition, lot size, and specific town location. Properties with direct beach access or bay frontage typically see the highest values.
What towns make up Long Beach Island?
LBI is made up of several towns and neighborhoods including Barnegat Light, Long Beach Township, Surf City, Ship Bottom, and Beach Haven. Long Beach Township then has 14 subsections spread out on both the north and south end.
Each town has its own unique vibe, amenities, and zoning rules. From the quiet family atmosphere of Surf City to the vibrant nightlife of Beach Haven, there's an LBI community perfect for every lifestyle.
How does flood insurance work on Long Beach Island?
LBI is almost entirely in a flood zone as it is a barrier island. You'll need flood insurance in the majority of locations. Rates depend on elevation, construction type, flood vents, and FEMA base flood elevation.
I can help you understand what to expect and how to save where possible. Proper elevation certificates and flood mitigation features can significantly reduce your flood insurance premiums.
Can I rent out my home on LBI when I'm not using it?
Absolutely. Weekly summer rentals are popular on LBI. Homes in good condition with beach or bay proximity can generate strong seasonal income.
I can advise you on rental rates, seasonal demand, and local rental ordinances. Many LBI homeowners successfully offset their carrying costs through strategic summer rentals.
What are the closing costs for LBI sellers?
Closing costs for sellers typically include real estate commission, NJ transfer tax, attorney fees, and certificate of occupancy costs. If the home sells for over $2 million, the updated mansion tax may also apply.
I'll provide you with a detailed breakdown of expected costs before we list your property, so there are no surprises at closing.
How long does it take to sell a home on LBI?
Average time on market varies by season and price point. Well priced homes with proper marketing often sell quickly, especially in spring and early summer.
I'll help you time your listing to maximize exposure and results. Spring listings often see the most activity as buyers prepare for summer ownership.
Are you a full time LBI realtor?
Yes. I specialize in Long Beach Island real estate and live the lifestyle year round. I bring local knowledge, marketing expertise, and a hands-on approach to every client relationship.
As a full-time LBI resident and realtor, I understand the nuances of each neighborhood, seasonal market trends, and what makes each property unique on the island.
Can you help me buy and sell at the same time?
Yes. Whether you're upgrading, downsizing, or trading locations on the island, I'll help you time both sides of the deal so everything lines up as smoothly as possible.
I have experience coordinating simultaneous transactions and can help structure deals to minimize stress and maximize your outcome on both properties.
How do I get started?
Just reach out. Whether you're thinking about selling, planning to buy, or want a free home valuation, I'd love to help.
Contact me today for a consultation, market analysis, or to discuss your Long Beach Island real estate goals. I'm here to make your LBI dreams a reality.
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