Long Beach Island ownership costs

Aerial view of beach houses lined along the shore with sandy beach and ocean in the background.

Understanding the full scope of ownership costs on LBI helps you make confident, long-term decisions. whether you're buying a vacation home, an investment property, or your forever spot by the beach.

Property taxes, mansion tax, insurance costs, bulkheads & waterfront maintenance, short-term rental costs, and utility costs are all factors that should be considered before purchasing a property on Long beach Island that we will discuss below.

Aerial view of a coastal town with waterfront houses, docks, and boats, leading to the ocean in the background.

Flood insurance

An infographic titled 'The Pros and Cons of an HOA' shows a cartoon house with speech bubbles asking questions: 'How does it work?', 'Is it worth it?', and 'What do the fees cover?'

HOA fees

A black and white photo of a house on a sandy, dune-like landscape with some sparse vegetation.

Homeowners insurance

A dirt walking trail with a wooden railing on the left side, surrounded by tall green bushes on the right, with a clear blue sky in the background.

Landscaping & exterior

Aerial view of a neighborhood with houses along waterways, some with docks and boats, near a body of water.

Property taxes

Aerial view of a river with a concrete wall along the edge and some buildings and trees in the background.

Bulkheads and waterfront maintenance

Multiple beach houses with large decks on stilts, sandy dune with grass in foreground, and ocean in the background, during sunset.

Utility costs

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Rental costs

Contact us

Long Beach Island is a unique place to live, work, and play, and finding the perfect home here takes a knowledgeable guide who understands the local market. Whether you're looking for a vacation home, an investment property, or a year-round residence, I have the local insight and expertise to help you navigate LBI's niche real estate market. I'm here to answer your questions, share my in-depth knowledge of the area, and help you make the best decisions. Reach out today, and let’s start finding your ideal property on LBI!